Who are you, and what do you specialize in?

My name is Katerina, and I live in Prague. I’m fluent in both Czech and English, so I can offer consultations in either language. My background is diverse—I spent nine years in banking (though I quickly realized the corporate world wasn’t for me!). I also taught English to students aged 0 to 99 before returning to finance in 2019, where I truly found my passion. In my free time, I love hiking, singing, and taking care of my beloved bunnies.

What kind of clients do you typically work with?

Over 70% of my clients are expats from all over the world who now call the Czech Republic home. I work with singles, couples, and families who want to get their finances in order, whether that means budgeting, applying for a mortgage, or setting up insurance.

What makes you different from others in your field?

Choosing a financial advisor is like choosing a doctor, a hairdresser, or a therapist—you need to feel comfortable with them. I pride myself on explaining financial concepts in a clear and simple way, so you’ll never feel lost or overwhelmed. My goal is to create a comprehensive financial strategy that truly fits your life, covering all aspects of your financial well-being.

What services do you offer?

I help my clients with budgeting, identifying and transforming harmful financial habits, and creating a clear strategy to achieve their goals. I also review existing agreements and search the market for the best offers, ensuring you get the most value. Once we finalize a plan, we’ll set up all agreements together—so you’re never navigating the process alone.

Do you work with clients in-person, online, or both?

We can work together in person or online—whichever suits you best! If you're in Prague, I highly recommend at least one in-person meeting to add a personal touch. However, I also work with clients outside of Prague, and remote collaboration works just as well.

How does the process of working with you look from start to finish?

I like to start with a short introduction. That’s why our first meeting will be an online call, which you can conveniently book through my website (just click the 'Book a Meeting' tab at the top of the page). This intro call lasts about 20–30 minutes and gives us both the opportunity to get to know each other, identify your key concerns, and answer any questions you may have before deciding whether to move forward.

If we’re a good fit, the next step is a 90-minute in-person (or online) meeting where we’ll take a deep dive into your current financial situation, clarify your goals, and create a personalized roadmap to get you from A to B. This step is unique to each person, ensuring a tailor-made solution for you.

After this meeting, I’ll send you a summary of everything we discussed. Then, in our next session, I’ll introduce possible solutions based on your needs. If you’re happy with them, we’ll move forward with setting up the agreements together.

Beyond that, I remain available for ongoing consultations whenever needed, as well as annual updates to ensure we stay on track.

How long does a typical project or collaboration take?

Typically, it takes about 2–3 meetings after the initial consultation to get everything set up. However, this can vary depending on your specific needs and the complexity of your situation

Do you offer a free initial consultation?

Yes! The initial consultation is completely free—it will only cost you 20–30 minutes of your time!

How do I know if you’re the right person for me?

That’s exactly what the initial call is for! It gives you the chance to see and hear me, ask any questions, and get a feel for my approach—kind of like watching a movie trailer before deciding whether to buy the ticket!

How much do your services cost?

My services are commission-based, meaning that when we arrange a contract together, the institution we choose will pay a commission to me. This means you won’t pay me directly, and I won’t ask you to refer your friends—because, as a client myself, I wouldn’t feel comfortable with that either! However, I’d be grateful if you’d share your positive experience on my profiles or spread the word when you meet people who might benefit from my services.

Sometimes, we might decide not to move forward with a deal—and that’s perfectly okay. In these cases, my conditions remain unchanged, and there’s no charge to you.

Do I get a better deal when I go directly with the bank/investment/insurance company?

Not only will I help you find the best deal, but I’ll also guide you through every step, ensuring you fully understand your options and feel confident in your decisions. My goal is to save you time, money, and unnecessary stress.

When it comes to specific financial products like insurance, investments, or mortgages:

For insurance, I can guarantee that you will always get the best deal available.

For investments, I typically secure better deals for you than if you went directly through the investment company.

For mortgages, I always aim to get you the best rate, but there are times when a bank might offer you a slightly lower rate if you go through them directly—typically around 0.1-0.2% per year. While this difference may seem noticeable at first, it doesn’t usually add up to a significant monthly difference. Plus, when you work with me, I handle all the communication with the bank, realtors, lawyers, and negotiate on your behalf to secure better rates, lower fees, and avoid unnecessary hassle.

What kind of results can I expect from working with you?

When you work with me, you can expect one key result: more clarity about your finances! You’ll become more aware of your goals and the steps you need to take to reach them. It’s amazing how simply having clear financial goals and a well-defined plan can completely shift the way you think about money. Think of it like building a house—you wouldn’t start without a blueprint. The same goes for your financial life: a proper plan leads to better, more consistent results than making random decisions along the way.

How soon will I start seeing results?

Some small changes will bring quick results! For example, paying yourself first—saving before you spend—rather than hoping there’s money left at the end of the month can immediately boost your savings. Switching to a pension fund that offers higher returns or choosing a more suitable investment strategy can also show results fairly quickly. However, for long-term investments, think of it like a marathon: the key is consistency and sticking to the plan. Over time, these disciplined choices will add up to significant growth.

What do you expect from your clients during the cooperation?

My main expectation from you is openness. The more information you share with me, the better we can tailor a plan that fits your unique needs. If you're already investing, I’ll ask about your current strategies to make sure the new plan complements your existing portfolio. As for goals, don’t worry if they seem big or even unrealistic at first! Often, when we break down those big goals into smaller, actionable steps, they become much more achievable— sometimes with just a few minor adjustments to your current habits.

How do we communicate during our cooperation?

E-mail is the best way to approach me. It helps me keep track of our conversations, so I can refer back to them if needed and stay organized. That said, I am always available by phone for urgent matters, so don't hesitate to reach out if something comes up!

What tools or platforms do you use?

For online meetings, I primarily use Google Meet, but I’m also happy to use Zoom or similar platforms if needed. For scheduling, I rely on Google Calendar, which makes setting up our meetings easy and efficient.

What if I need to reschedule or cancel an appointment?

Rescheduling or canceling an appointment is easy and straightforward through Google Calendar. You can quickly book, reschedule, or cancel your meetings with just a few clicks, making it super convenient for you!

Can I contact you between sessions?

Of course! The only bad question is the one that goes unasked. I’m always happy to help between sessions if you have any questions or need clarification on something!

Do you work internationally?

I currently work only with clients who reside in the Czech Republic or who used to live here when setting up their agreements but now live abroad. This is due to different countries having varying rules and regulations, especially concerning laws and taxes, and it’s simply not possible to keep up with all of them.

Do you offer workshops, group programs, or only 1:1 sessions?

I mainly offer 1:1 sessions, but in the past, I have led workshops for groups of 30+ people, and I occasionally do workshops in primary and secondary schools. If you’re interested in collaborating or would like to organize a workshop for your team at work, a group of friends, or something similar, I’d love to explore the idea with you!"

Can I see testimonials or case studies from your past clients?

You can find plenty of testimonials from my past clients here on my website. For a complete list, feel free to visit Dobry Poradce.

What should I do if I’m still unsure whether to work with you?

If you're still unsure, why not book an initial call and see for yourself? It’s a great way for us to get to know each other and explore if we’re the right fit!